B. K. Meher, I. T. Hawaldar, L. Mohapatra, C. Spulbar, R. Birau, and C. Rebegea, “The impact of digital banking on the growth of Micro, Small and Medium Enterprises (MSMEs) in India: a case study”, BTP, vol. 22, no. 1, pp. 18-28, Jan. 2021.